• Browse by State
    • California
    • Connecticut
    • Florida
    • Louisiana
    • Maryland
    • New York
    • Ohio
    • Pennsylvania
  • Registration & Title
    • Tag Renewal
    • Title Transfer Guide
    • Registration Guide
    • Vehicle Registration
    • Vehicle Titles
    • UCR Registration
    • Fleet Vehicles
  • Vehicles
    • Car Buying
    • Car Insurance
    • Care Maintenance
    • Electric Vehicles
    • Motorcycle
    • RVs & Motorhomes
  • Driving Safety & Laws
    • DUI Fines & Penalties
    • Driving Safety Guide
    • Safety Behind the Wheel
    • Pedestrian Saftey
    • Laws
    • Facts & Statistics
  • All Categories
    • DMV Forms
    • Change of Address
    • Drivers License
    • Travel
    • Family
    • Car Culture
    • Coronavirus

© 2025 ETAGS.COM
ETAGS AND THE ETAGS LOGO ARE
REGISTERED TRADEMARKS

HOME | ORDER STATUS | PRIVACY POLICY | TERMS OF SERVICE | SUPPORT

  • Home
  • Order Status
  • Privacy Policy
  • Terms & Conditions
  • Support

Want to save money on car insurance?

Over 94% of Americans qualify for lower car insurance rates
Please enter your ZIP
View Quotes!
eTags – Vehicle Registration & Title Services
  • Browse by State
    • California
    • Connecticut
    • Florida
    • Louisiana
    • Maryland
    • New York
    • Ohio
    • Pennsylvania
  • Registration & Title
    • Tag Renewal
    • Title Transfer Guide
    • Registration Guide
    • Vehicle Registration
    • Vehicle Titles
    • UCR Registration
    • Fleet Vehicles
  • Vehicles
    • Car Buying
    • Car Insurance
    • Care Maintenance
    • Electric Vehicles
    • Motorcycle
    • RVs & Motorhomes
  • Driving Safety & Laws
    • DUI Fines & Penalties
    • Driving Safety Guide
    • Safety Behind the Wheel
    • Pedestrian Saftey
    • Laws
    • Facts & Statistics
  • All Categories
    • DMV Forms
    • Change of Address
    • Drivers License
    • Travel
    • Family
    • Car Culture
    • Coronavirus
car insurance florida
  • Car Insurance
  • Florida

Why Is Florida Facing Expensive Car Insurance Rates?

  • August 8, 2019
1664 views

Saving on auto insurance has been the norm for many drivers, but Floridians may have it harder this time.

Use eTags© to Quickly Complete Your DMV Service. Renewals, Title Transfers and More, All Online!

A national study developed by The Zebra reported that Florida situates among the top three states with the highest auto insurance rates.

In response, the Florida Office of Insurance Regulation encourages locals to demonstrate major involvement in their pursuit of lower auto insurance rates.

Karen Kees, a Florida Office of Insurance Regulation spokeswoman, commented:

There are many factors that contribute to the higher than average car insurance rates in Florida, such as the larger percentage of riskier drivers.”

Who are those risky drivers?

Kees associates risky drivers with the growing number of college students, senior drivers scattered across the state in communities, and the large number of tourists and other drivers who are rather unfamiliar with the local roads.

The 2019 Zebra study reported that Florida has an average annual rate of $2,059. This rate is high compared to other states such as Maine, which amounts to $896.

The study also places three Florida cities in the top 10 for spending the most for auto insurance in the country.

The following cities pay the highest auto insurance rates in the state:

  • Hialeah ranks #3 with $2,997.
  • Miami ranks #4 with $2,913.
  • Tampa ranks #6 with $2,786.

Factors that determine your auto insurance rates

Kees mentioned that car insurance companies use a variety of indicators to determine premiums by focusing on the following:

  • Type of vehicle
  • Driving history
  • Vehicle usage
  • Gender
  • Age
  • Marital status
  • Credit history
  • Geographical features including population density, road conditions, and so on.

Believe it or not, certain areas are more dangerous owing to the degree in which accidents occur.

Kees added:

Distracted driving has played a major role in the increase in accidents and the subsequent increase in rates. In addition the higher than average rate of uninsured drivers and a significant percentage of claims with attorney involvement also contribute to the higher rates.”

According to the report, texting or talking over the phone while driving results in a 20% increase in auto insurance rates.

Though some states may even increase your rates by roughly 50%.

Kees concluded:

Being a conscientious and careful driver is one sure way of getting better car insurance rates. Consumers should contact their agent as many insurers provide discounts to those drivers with better driving habits.”

SEE ALSO: New Florida Law Call On Drivers To Put Their Phones Down

You May Also Like
Cat and dog animal friends
View Post

Florida Specialty Plate Spotlight Series: Florida Animal Friend

Florida!
View Post

Florida Specialty Plate Spotlight Series: Gadsden Flag

New seedlings growing under the sun
View Post

Florida Specialty Plate Spotlight Series: The Ag Tag

Driving happy in Florida
View Post

eTags Services in Florida: What We Offer

Off-roading
View Post

FL Specialty Plate Spotlight Series: Explore Off-Road Florida

Florida sunrise over the ocean
View Post

Florida Specialty Plate Spotlight Series: Imagine

welcome to florida
View Post

Canceled Registration Orders in Florida: The Reasons and the Resolutions.

sheriff
View Post

Florida Specialty Plate Spotlight Series: Florida Sherriffs Association

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

eTags Vehicle Services
Registration Renewal Title Transfer Title Replacement New Registration
  • Home
  • Order Status
  • Privacy Policy
  • Terms & Conditions
  • Support
VEHICLE TITLE AND REGISTRATION SERVICES

© 2025 ETAGS.COM ETAGS AND THE ETAGS LOGO ARE REGISTERED TRADEMARKS ETAGS.COM IS A PRIVATELY OWNED WEBSITE AND SERVICE, AND IT IS NOT OPERATED BY ANY GOVERNMENT AGENCY.2

Input your search keywords and press Enter.

Receive a $5.00 Amazon gift card by referring a friend!

For EACH friend that completes an order with us, you get $5.00. Complete the fields below with their information. Feel free to add as many referrals as you want, just click “Add Another Referral.”

+ Add Another Referral