{"id":6727,"date":"2018-05-10T09:00:51","date_gmt":"2018-05-10T09:00:51","guid":{"rendered":"http:\/\/www.etags.com\/blog\/?p=6727"},"modified":"2026-01-09T13:17:54","modified_gmt":"2026-01-09T13:17:54","slug":"auto-insurance-rates-by-state","status":"publish","type":"post","link":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/","title":{"rendered":"Ranking Auto Insurance Rates By State"},"content":{"rendered":"

Getting an auto insurance policy is not a simple task. At times, you don’t even know whether you made enough research before agreeing to a new policy.<\/p>\n

It gets harder or even confusing when you realize that other people are getting good value for their money. But. let’s start making a bigger comparison.<\/p>\n

We suggest you taking a heed on the annual auto insurance rates across the country. For example, Louisiana residents are bombarded with the most expensive auto insurance rates in the entire nation.<\/p>\n

Comparing auto insurance rates between states could be refreshing or disappointing, but you should always be informed.<\/p>\n

Having said that, eTags.com<\/a> came up with a list of the highest and lowest auto insurance rates per state.<\/p>\n

By observation,\u00a0Louisiana residents face auto insurance payments that averagely amounts to $2,536 a year.<\/p>\n

That amount doubles the average auto insurance rate that drivers from Maine, Wisconsin, or Iowa pay to ensure their vehicles.<\/p>\n

Look at the list below. Your state may be the one having the best auto insurance rates.<\/p>\n

The highest annual auto insurance rates<\/h2>\n

Here’s a top 10 of the highest annual auto insurance rates in the US according to eTags:<\/p>\n

    \n
  1. Louisiana: $2,536<\/li>\n
  2. Oklahoma: $2,047<\/li>\n
  3. Michigan: $2,013<\/li>\n
  4. West Virginia: $2,002<\/li>\n
  5. Washington, D.C.: $1,866<\/li>\n
  6. Montana: $1,856<\/li>\n
  7. Rhode Island: $1,830<\/li>\n
  8. Wyoming: $1,732<\/li>\n
  9. California: $1,709<\/li>\n
  10. Georgia: $1,694<\/li>\n<\/ol>\n

    Note that it is essential to obtain a car insurance for your own protection. Not to mention that most states require drivers to be insured by law.<\/p>\n

    Yet, auto insurance rates vary from state to state. Many auto insurance providers use their own procedures for\u00a0adjusting rates based customer’s driving record and profile.<\/p>\n

    By adhering to the rules, auto insurance companies\u00a0also establish their rates based on local\u00a0state’s insurance regulations, the amount of competition between insurers, severe weather conditions, and the number of uninsured\/ underinsured drivers.<\/p>\n

    SEE ALSO: Basic Highway Etiquette For New Drivers<\/a><\/strong><\/p>\n

    The lowest annual auto insurance rates<\/h2>\n

    Let’s have a look at the list below to find out which states has the lowest annual auto insurance rates according to eTags:<\/p>\n

      \n
    1. Maine: $889<\/li>\n
    2. Iowa: $985<\/li>\n
    3. Wisconsin: $987<\/li>\n
    4. Idaho: $1,011<\/li>\n
    5. North Carolina: $1,022<\/li>\n
    6. Vermont: $1,063<\/li>\n
    7. Ohio: $1,099<\/li>\n
    8. South Carolina: $1,108<\/li>\n
    9. New Hampshire: $1,133<\/li>\n
    10. Arizona: $1,176<\/li>\n<\/ol>\n

      It could be beneficial to live in any of those states where carriers offer the lowest auto insurance rates in the country.<\/p>\n

      For example, Maine residents enjoy the cheapest auto insurance rates in the country at an annual average of $889.<\/p>\n

      Precisely, it gets even better if you live in Falmouth (Maine), as they boast the lowest auto insurance rates in the state. But how do these states get the lowest auto insurance rates?<\/p>\n

      Multiple factors that reduces expensive rates in a location include: low traffic density, fierce competition between insurers, lower crime rates, and lower records of natural disasters.<\/p>\n

      SEE ALSO: Car Owners: 5 Tips To Reduce Your Auto Insurance Rates<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

      Getting an auto insurance policy is not a simple task. At times, you don’t even know whether you made enough research before agreeing to a new policy. It gets harder…<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":{"0":"post-6727","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-car-insurance"},"acf":[],"yoast_head":"\nRanking Auto Insurance Rates By State<\/title>\n<meta name=\"description\" content=\"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ranking Auto Insurance Rates By State\" \/>\n<meta property=\"og:description\" content=\"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/\" \/>\n<meta property=\"og:site_name\" content=\"eTags - Vehicle Registration & Title Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eTagsTimeline\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/etagstimeline\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-10T09:00:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-09T13:17:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.etags.com\/blog\/wp-content\/uploads\/2018\/04\/Ranking-Auto-Insurance-Rates-By-State-Highest-And-Lowest.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"780\" \/>\n\t<meta property=\"og:image:height\" content=\"520\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"eTags\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Ranking Auto Insurance Rates By State\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/www.twitter.com\/etagstweets\" \/>\n<meta name=\"twitter:site\" content=\"@eTagsTweets\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"eTags\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/\"},\"author\":{\"name\":\"eTags\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#\\\/schema\\\/person\\\/49fd63ec6797c062fb10b8872dce8be6\"},\"headline\":\"Ranking Auto Insurance Rates By State\",\"datePublished\":\"2018-05-10T09:00:51+00:00\",\"dateModified\":\"2026-01-09T13:17:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/\"},\"wordCount\":468,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#organization\"},\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/\",\"url\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/\",\"name\":\"Ranking Auto Insurance Rates By State\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#website\"},\"datePublished\":\"2018-05-10T09:00:51+00:00\",\"dateModified\":\"2026-01-09T13:17:54+00:00\",\"description\":\"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/auto-insurance-rates-by-state\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ranking Auto Insurance Rates By State\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/\",\"name\":\"eTags - Vehicle Registration & Title Services Driven By Technology\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#organization\",\"name\":\"eTags - Vehicle Registration & Title Services Driven By Technology\",\"url\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/email.gif\",\"contentUrl\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/email.gif\",\"width\":361,\"height\":146,\"caption\":\"eTags - Vehicle Registration & Title Services Driven By Technology\"},\"image\":{\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/eTagsTimeline\\\/\",\"https:\\\/\\\/x.com\\\/eTagsTweets\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.etags.com\\\/blog\\\/#\\\/schema\\\/person\\\/49fd63ec6797c062fb10b8872dce8be6\",\"name\":\"eTags\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g\",\"caption\":\"eTags\"},\"description\":\"Driven by technology, eTags is revolutionizing online vehicle-related transactions while providing an unparalleled customer experience. Online vehicle registration and car tag renewal, title transfers, and more.\",\"sameAs\":[\"https:\\\/\\\/www.etags.com\",\"https:\\\/\\\/www.facebook.com\\\/etagstimeline\",\"https:\\\/\\\/www.instagram.com\\\/etags\",\"https:\\\/\\\/www.pinterest.com\\\/etagsdotcom\\\/\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/www.twitter.com\\\/etagstweets\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ranking Auto Insurance Rates By State","description":"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/","og_locale":"en_US","og_type":"article","og_title":"Ranking Auto Insurance Rates By State","og_description":"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.","og_url":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/","og_site_name":"eTags - Vehicle Registration & Title Services","article_publisher":"https:\/\/www.facebook.com\/eTagsTimeline\/","article_author":"https:\/\/www.facebook.com\/etagstimeline","article_published_time":"2018-05-10T09:00:51+00:00","article_modified_time":"2026-01-09T13:17:54+00:00","og_image":[{"width":780,"height":520,"url":"https:\/\/www.etags.com\/blog\/wp-content\/uploads\/2018\/04\/Ranking-Auto-Insurance-Rates-By-State-Highest-And-Lowest.jpeg","type":"image\/jpeg"}],"author":"eTags","twitter_card":"summary_large_image","twitter_title":"Ranking Auto Insurance Rates By State","twitter_creator":"@https:\/\/www.twitter.com\/etagstweets","twitter_site":"@eTagsTweets","twitter_misc":{"Written by":"eTags","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/#article","isPartOf":{"@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/"},"author":{"name":"eTags","@id":"https:\/\/www.etags.com\/blog\/#\/schema\/person\/49fd63ec6797c062fb10b8872dce8be6"},"headline":"Ranking Auto Insurance Rates By State","datePublished":"2018-05-10T09:00:51+00:00","dateModified":"2026-01-09T13:17:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/"},"wordCount":468,"commentCount":0,"publisher":{"@id":"https:\/\/www.etags.com\/blog\/#organization"},"articleSection":["Car Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/","url":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/","name":"Ranking Auto Insurance Rates By State","isPartOf":{"@id":"https:\/\/www.etags.com\/blog\/#website"},"datePublished":"2018-05-10T09:00:51+00:00","dateModified":"2026-01-09T13:17:54+00:00","description":"Auto Insurance Rates. Check the annual auto insurance rates per state. Look at the list below. Your state may be the one having the best auto insurance rates.","breadcrumb":{"@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.etags.com\/blog\/auto-insurance-rates-by-state\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.etags.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Ranking Auto Insurance Rates By State"}]},{"@type":"WebSite","@id":"https:\/\/www.etags.com\/blog\/#website","url":"https:\/\/www.etags.com\/blog\/","name":"eTags - Vehicle Registration & Title Services Driven By Technology","description":"","publisher":{"@id":"https:\/\/www.etags.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.etags.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.etags.com\/blog\/#organization","name":"eTags - Vehicle Registration & Title Services Driven By Technology","url":"https:\/\/www.etags.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.etags.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.etags.com\/blog\/wp-content\/uploads\/2025\/05\/email.gif","contentUrl":"https:\/\/www.etags.com\/blog\/wp-content\/uploads\/2025\/05\/email.gif","width":361,"height":146,"caption":"eTags - Vehicle Registration & Title Services Driven By Technology"},"image":{"@id":"https:\/\/www.etags.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/eTagsTimeline\/","https:\/\/x.com\/eTagsTweets"]},{"@type":"Person","@id":"https:\/\/www.etags.com\/blog\/#\/schema\/person\/49fd63ec6797c062fb10b8872dce8be6","name":"eTags","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9b7db7056f653add9bff5595b34c90a3f7e8cbd022d60b614fcca28cec72734a?s=96&d=mm&r=g","caption":"eTags"},"description":"Driven by technology, eTags is revolutionizing online vehicle-related transactions while providing an unparalleled customer experience. Online vehicle registration and car tag renewal, title transfers, and more.","sameAs":["https:\/\/www.etags.com","https:\/\/www.facebook.com\/etagstimeline","https:\/\/www.instagram.com\/etags","https:\/\/www.pinterest.com\/etagsdotcom\/","https:\/\/x.com\/https:\/\/www.twitter.com\/etagstweets"]}]}},"_links":{"self":[{"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/posts\/6727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/comments?post=6727"}],"version-history":[{"count":7,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/posts\/6727\/revisions"}],"predecessor-version":[{"id":9266,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/posts\/6727\/revisions\/9266"}],"wp:attachment":[{"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/media?parent=6727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/categories?post=6727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.etags.com\/blog\/wp-json\/wp\/v2\/tags?post=6727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}