{"id":6324,"date":"2018-04-05T19:12:59","date_gmt":"2018-04-05T19:12:59","guid":{"rendered":"http:\/\/www.etags.com\/blog\/?p=6324"},"modified":"2026-01-09T12:15:04","modified_gmt":"2026-01-09T12:15:04","slug":"does-auto-insurance-cover-theft","status":"publish","type":"post","link":"https:\/\/www.etags.com\/blog\/does-auto-insurance-cover-theft\/","title":{"rendered":"Does Auto Insurance Cover Theft? (And How To Handle Claims)"},"content":{"rendered":"

Does auto insurance cover theft? This is a question that car owners should ask their agents before signing up for any auto insurance policy.<\/p>\n

Picture the following scenario: You leave home for an appointment with a friend or a client (Up to you).<\/p>\n

You park your vehicle safely, and walk to your meeting after locking your vehicle as you normally do.<\/p>\n

Few hours later, you return to you vehicle and notice that your side windows were broken, and your personal belongings were stolen.<\/p>\n

It’s an unfortunate experience for sure, but you rely on your car insurance to help you cope with this incident.<\/p>\n

But, does auto insurance cover theft?<\/h2>\n

It would be ideal to give you a straightforward answer but the fact is that it all depends on your policy.<\/p>\n

For example, if you have comprehensive coverage on your policy, you’ll be cover for the damages on your vehicle as a result of a car theft.<\/p>\n

Those damages include: broken windows, doors, ignition systems, and locks.<\/p>\n

Now, if your car was stolen, your comprehensive coverage will cover the value of your vehicle.<\/p>\n

SEE ALSO:\u00a05 Kinds Of Auto Insurance Coverages (And How To Handle Them)<\/strong><\/a><\/p>\n

Does auto insurance cover stolen items?<\/h2>\n

Not really. By description, comprehensive coverage will only cover those features and elements that are part or were pre-installed on your vehicle.<\/p>\n

So if you left any items like wallet, phone, or tablets inside your car, your auto insurance company won’t take that into consideration.<\/p>\n

However, you could always refer to your home insurance or any other insurance company you signed up with.<\/p>\n

Does comprehensive auto insurance cover vandalism?<\/h2>\n

Sure you could file a claim for vandalism. It all depends on how well you follow the claim procedures.<\/p>\n

If your vehicle was vandalized, consider the following steps:<\/p>\n