{"id":12597,"date":"2019-08-08T18:27:58","date_gmt":"2019-08-08T18:27:58","guid":{"rendered":"https:\/\/www.etags.com\/blog\/?p=12597"},"modified":"2026-01-12T15:22:12","modified_gmt":"2026-01-12T15:22:12","slug":"car-insurance-florida","status":"publish","type":"post","link":"https:\/\/www.etags.com\/blog\/car-insurance-florida\/","title":{"rendered":"Why Is Florida Facing Expensive Car Insurance Rates?"},"content":{"rendered":"\r\n

Saving on auto insurance has been the norm for many drivers, but Floridians may have it harder this time.<\/p>\r\n\r\n\r\n\r\n

A national study developed by The Zebra<\/a> reported that Florida situates among the top three states with the highest auto insurance rates.<\/p>\r\n\r\n\r\n\r\n

In response, the Florida Office of Insurance Regulation encourages locals to demonstrate major involvement in their pursuit of lower auto insurance rates.<\/p>\r\n\r\n\r\n\r\n

Karen Kees, a Florida Office of Insurance Regulation spokeswoman, commented:<\/p>\r\n\r\n\r\n\r\n

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There are many factors that contribute to the higher than average car insurance rates in Florida, such as the larger percentage of riskier drivers.\u201d<\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n

Who are those risky drivers?<\/h2>\r\n\r\n\r\n\r\n

Kees associates risky drivers with the growing number of college students, senior drivers scattered across the state in communities, and the large number of tourists and other drivers who are rather unfamiliar with the local roads.<\/p>\r\n\r\n\r\n\r\n

The 2019 Zebra study reported that Florida has an average annual rate of $2,059. This rate is high compared to other states such as Maine, which amounts to $896.<\/p>\r\n\r\n\r\n\r\n

The study also places three Florida cities in the top 10 for spending the most for auto insurance in the country.<\/p>\r\n\r\n\r\n\r\n

The following cities pay the highest auto insurance rates in the state:<\/p>\r\n\r\n\r\n\r\n